True North

Common Misconceptions about Loan Modification:

• If you’re not behind on a house payment, we can’t modify!
• You have too many assets!
• You’re too successful!
• It will negatively affect your credit
• Banks won’t modify non-owner occupied properties!
• You can’t get market rates for non-owner occupied properties!

This is where inexperience stops & EXPERIENCE starts!

Call us today at (877) 543-7305 or fill out our short app -  CLICK HERE

What is a Loan Modification?

• Restructuring the terms of an existing loan
  • Interest rate, amortization, etc.
• It’s a Mulligan! (or a do-over)
• Loan Modification has been around since the early 90’s
• It’s gotten tons of publicity lately!!!

Why Use a 3rd Party Negotiator

• What is open for negotiation:
  • Interest rate reduction
  • Eliminate balloons
  • Eliminate or reduce 2nd loans
  • Re-amortization
  • Changed ARM’s to 30 year fixed
  • Principal Reduction
• Familiar with each bank’s internal guidelines along with Fannie, Freddie, HMA (Obama)
• Understands how to structure profile and finances to suit individual banks
• I’ts not what you say, but who says it and HOW YOU SAY IT!!! (like going to court)
• Partner with your bank
• STOPS FORECLOSURE

Loan Modification Process

We take the spotlight off the INVESTOR & focus it on the ASSET!

We understand the proper approach to ensure a successful loan mod.

The Bank’s Perspective

How do I get started?

Loan Modiffications - Getting Started